The Social Security System (SSS) within the Philippines keeps to offer monetary help to contributors who be afflicted by either partial or overall permanent disabilities. This help comes inside the shape of a monthly pension or a lump sum payment, depending at the severity of the disability and the member’s contributions.
Eligibility Requirements
To qualify for the SSS Disability Benefit, a person need to be a registered and contributing member of the SSS. At least one month-to-month contribution must had been made earlier than the semester whilst the incapacity passed off. A thorough clinical evaluation is carried out to decide the extent of the disability based at the recommendations set by using the World Health Organization.
Types of Disabilities Covered
SSS classifies disabilities into categories:
Permanent Partial Disability – This consists of the everlasting loss or lack of function in unique body parts together with a finger, toe, or an eye. Depending at the case, this will qualify for either a lump sum price or a month-to-month pension.
Permanent Total Disability – This includes severe conditions including whole blindness, loss of two limbs, or permanent paralysis. Members categorized underneath this class receive a month-to-month pension in the event that they have finished at least thirty-six month-to-month contributions earlier than the semester in which the incapacity occurred.
Payment Structure
The amount acquired via the disability benefit relies upon at the member’s overall contributions. The pension is established as follows:
A minimal of 1 thousand pesos for individuals with much less than ten years of contributions
One thousand hundred pesos for those who’ve contributed for as a minimum ten years
Two thousand 4 hundred pesos for contributors with as a minimum 20 years of contributions
In addition to this, a five hundred pesos supplemental allowance is granted to all pensioners.
For contributors who do no longer meet the desired contributions for a month-to-month pension, SSS presents a lump sum gain. This quantity is decided based on both the full contributions paid or twelve instances the fundamental month-to-month pension, whichever is higher. Additionally, individuals with structured children may also receive a 10 percentage structured’s pension according to toddler, applicable for as much as five youngsters.
Application Process
Applicants need to publish a Disability Claim Application (DisCA) Form along side helping medical documents. These may be filed on the nearest SSS department or via the My.SSS on-line portal. Upon submission, SSS evaluations the application and may require further medical examinations. If permitted, the advantage amount is credited directly to the member’s registered disbursement account.
Additional Support and thirteenth Month Pension
To in addition assist beneficiaries, SSS gives a 13th Month Pension every December. This extra monetary resource is given to individuals receiving monthly incapacity pensions, providing extra assist, especially in the course of the holiday season.
Also Read:
How to Claim an Additional 750 Dollars in Social Security Payments in April 2025
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